In today’s economy, every dollar counts. Yet you’d be surprised how much money we waste on a weekly basis. Read on to find some practical saving tips to help you keep more of the money you earn with little effort. They might seem obvious — and really, they are. But we don’t always do them!
- Pay your bills on time. Companies will tack on a late fee of up to $30 if you miss your due date. Avoid these extra charges by setting up automatic payments, either directly through the company or via an online bill pay service, such as Checkfree. With a little planning, there’s no reason to waste your money on late fees.
- Avoid ATM fees. Here’s another pointless fee that you should never pay. Find out about your bank’s fee structure. Use only ATMs where your bank won’t charge a withdrawal fee, or get your cash directly from the bank. Exception: these are hard to avoid when you’re out of town and need some cash.
- Use the Library. I’m always surprised at how many people don’t take advantage of their local library. I must admit that I’m a reformed book buyer. I used to only buy books new because I liked the way they looked lined up on a shelf. Crazy, I know! Once you realize that books are only for reading, you’ll be OK with borrowing.
- Drink from the tap. I touched on this when I talked about having a green summer. With millions of government dollars spent to keep our water clean and safe, why are wasting our own money on the same thing? Buy a filter if you don’t quite like the taste. Skipping the bottled water is an easy way to save money, and you won’t have to lug those heavy cases!
- Go to matinees. If you like going to the movies, consider going a little earlier. Tickets before and after 6:00 P.M. can differ by as much as $3.00 or more. For a family, the difference can really add up.
Do you have any smart tips for easy ways to save? Share them here in the comments!
Photo courtesy of MoneyBlogNewz.