5 Safety Features You Must Have in Your Car for Family Travel

Every year some six million car accidents occur on American roads, injuring around three million people annually. Do what you can to ensure your loved ones don’t become statistics by choosing a car with the following key safety features.

Lap-Sash Seatbelts Keep the Whole Family Safe

Lash Seatbelts Keep the Whole Family Safe

 

Image Via Flickr by Tim Samoff

New cars have been legally required to have seatbelts by for more than four decades, so you’re not likely to encounter a vehicle without them. However, the type of seatbelts your vehicle has matters.

Many family cars have just a lap belt for the person sitting in the center back seat. While these belts will stop the passenger from being thrown from a serious accident, they don’t provide adequate protection for the head, neck, backbone, or internal organs. Look for cars with lap-sash or shoulder seat belts for all passengers, and ensure everyone wears theirs at all times. With seat belts reducing the risk of crash injuries by around 50 per cent, their importance can’t be overstated.

Anti-Lock Brakes Stop the Skids

You needn’t worry about your wheels locking up with anti-lock brakes, or ABS for short. As ABS prevents skids, they’re perfect for driving safely in treacherous wet or icy conditions. These clever brakes come as standard on most modern vehicles, but you can also have them installed in used cars.

Electronic Stability Control Keeps You Upright

Electronic Stability Control, or ESC, is relatively new technology but it’s a clever addition to any family car. This system uses sensors and microcomputers to monitor your steering. If the system feels your vehicle will travel in a different direction than you intend, it applies brake pressure to the wheels you need to help you stay in control. It can even reduce engine power to keep your car upright. Studies suggest that ESC reduces the risk of deadly single-vehicle crashes by 49 per cent, and the risk of fatal multi-vehicle crashes by 20 per cent.

Airbags All Round

Airbags are now standard for the driver’s seat of all new cars, as they protect the motorist’s head and neck from hitting the steering wheel or dashboard. But don’t forget about your beloved passengers. The safest cars have airbags for all the passengers in your family car. Look for vehicles with front and side air bags for both passengers in the front, and side airbags designed specifically for travelers in the back seats. These airbags, often known as rear airbags, will help protect your loved ones in the case of a side impact or rollover.

Child Locks Keep Little Ones Safe

Child safety locks prevent mischievous little ones opening doors, so they can’t fall out into the traffic or take off when you reach your destination. You typically activate the system using a small switch on the side of a back door, which is inaccessible once this door is closed.

If you have an especially stubborn escape artist, you may also like to employ window locks. These make sure rear windows can only open three-quarters of the way, enough for ventilation but not enough for a getaway.

You can breathe easier knowing that you’ll find the features to keep your family safe in the cars from the Buick GMC dealer Albuquerque, NM pitrebuickgmc.com.

 

Author Bio:

Lauren Katulka is a happily married freelance writer living on Australia’s Central Coast. When she’s not playing around with words she loves spending time in the kitchen, watching indie films and cuddling her Devon Rex cat, Gizmo.

 

This post may contain affiliate links or sponsored content. In most cases, products are provided to Moms Living Thrifty for review. All product reviews are written according to the writer's honest opinion, experience or beliefs. Your opinion may vary. To see more on our disclosure policy, please visit our Disclosure page

Finding Affordable Insurance

Save Money on Insurance

If you’ve spent any amount of time watching TV, reading a newspaper, or browsing the Internet, you are undoubtedly aware that there are a lot of insurance companies out there fighting for your business. Someone is always loudly proclaiming that they have the best and the cheapest insurance in the market. How can so many different companies have the cheapest? In reality, many of the claims that you hear in these advertisements simply aren’t true. How can you sort through all of this and make any sense of it?

Why It’s Important to Find the Best Policy

Finding an insurance policy that has low premiums is definitely a good idea if you are on a tight budget. However, there are some other factors to take into consideration as well. You also need to be able to save money when you get in a wreck or if you get a speeding ticket. Some insurance companies might have low premiums initially, but they raise them as soon as you get a speeding ticket or have a minor fender bender.

Some discount policies don’t even cover many different types of damage that you could experience in your vehicle. If you don’t take the time to read the policy that you are buying and find out exactly what it covers, you might end up holding the bag after something bad happens.

Shopping for Coverage

If you want to make sure that you find the most affordable and the best policy for you, shopping around is critical. You can shop online with companies online and get prices right away. For example, you can get 21st insurance quotes with just a few clicks of the mouse. By doing this, you can find out exactly how much it would cost you to get insurance with any of the companies that you are interested in doing business with.

When you shop online, it’s important to make sure that you compare all of the various aspects of the policy. Does the policy you’re looking at have comprehensive coverage? Does it offer rental car reimbursement? Does it have a $2,000 deductible or a $250 deductible? These are all things that you need to look at when you are shopping for a new insurance policy online.

Company Reputation

In addition to looking at the policy itself, you should also find out what type of reputation the company has. When you deal with a solid company, you won’t have to worry about whether they are going to stand behind you when you are in an accident. If you are working with a good company, you’ll know that you’re going to get a fair shot instead of being taken advantage of. There are countless horror stories of people not getting their claim covered because they went with a cut rate insurance company.

If you’ll do your due diligence, you can protect your financial interests and make sure that you get the best rate available. At that point, you can drive without any worries.

 

Image credit: youtube_user_willtrade4food

This post may contain affiliate links or sponsored content. In most cases, products are provided to Moms Living Thrifty for review. All product reviews are written according to the writer's honest opinion, experience or beliefs. Your opinion may vary. To see more on our disclosure policy, please visit our Disclosure page

How to Comparison Shop for Auto Insurance for the Biggest Savings

Get Multiple Quotes for Auto InsuranceKeep More Money in Your Pocket by Being a Smart Auto Insurance Shopper

These days, it is crucial to make an informed decision when it comes to auto insurance. This means there is no time like the present to learn about comparison-shopping to find the best possible ways to save money on your policy premium.
By shopping for your auto insurance online, you are able to receive a number of different quotes from various providers. This opens up more doors to save a significant amount of money over what you may be paying for your current policy.

Things to Keep In Mind As You Shop For Insurance

It is important to note that auto insurance premiums can vary from one provider to the next for the same coverage. The process of comparison-shopping will go much smoother if you have all of the necessary information from your existing policy on hand, including your social security number and driver’s license. For each carrier, be sure to reference your current policy so you will be able to get a solid basis for comparison on identical coverage.

When an insurance agent quotes coverage for you, he or she is going to ask you questions about your car and everyone who will be driving it. Once you have the quotes from the various providers, be sure to print out copies and do a side-by-side comparison to make sure the policies are a perfect match. If the policies differ, refer back to the provider to find out the reason.

Better Safe Than Sorry

Even if you believe that you are paying too much for your insurance premium, do not cancel your current policy until you have signed a new one. Driving without insurance coverage is not a risk that you should be willing to take.

Your colleagues, friends and neighbors can provide you with valuable advice when you are shopping for car insurance. However, it is best also to seek the advice of a professional, the insurance agents. They will be able to provide you with facts that will help you in making an informed decision about your auto insurance policy. You have a large number of insurance carriers from which you can choose, and they are all anxious to take you own as their customer.

Choosing the Best

Be smart and selective, taking advantage of websites that will help you comparison shop online for your auto insurance. Keep in mind that although searching for car insurance online is easy, you must still take the necessary steps to ensure you get the best available coverage at the most competitive price.

The bottom line in getting the best rates on auto insurance is always to get multiple auto insurance quotes, and never assume the first deal is the best. Never stop with a single quote, whether you are searching for auto insurance online, over the phone or in person. If you find a rate that seems perfect for your situation, chances are that there is an even better rate just around the corner. Keep searching to make sure you do not miss any great deals that can save you lots of money.

 

Photo credit: manfred-hartmann / Foter / CC BY-NC-ND

This post may contain affiliate links or sponsored content. In most cases, products are provided to Moms Living Thrifty for review. All product reviews are written according to the writer's honest opinion, experience or beliefs. Your opinion may vary. To see more on our disclosure policy, please visit our Disclosure page

Tips on Shopping for Your Teen’s First Car

A guest post by Beck Harris.

Shopping for a First Car for Your TeenFor most teens, getting a driver license is a major accomplishment. Immediately, they have starry-eyed visions about the freedom of the road. They see themselves in a flashy new convertible with the top down. As the parent, it’s your job to inject a little reality into this daydream.

Helping your teen to buy their first car can become a first class power struggle. You want safety and reliability while your teen is looking for something that looks a certain way. Compromise lies somewhere in the middle, where you get what you want and your teen gets a car they won’t be too embarrassed to be seen driving.

Opt for Safety and Reliability

When it comes to a first car, substance should win out over style every time. A flashy sports car with plenty of horsepower might be fun to drive, but it’s also an unsafe choice for most teens. Drivers between the ages of 16 and 19 tend to have more accidents than older, more experienced drivers. Accordingly, buying your teen a car that is powerful enough to keep them safe, but not so powerful that they feel compelled to speed represents a good balance.

Whether you opt for a new or used model, the car should be in good repair. The brakes and steering should work flawlessly and there should be no major mechanical issues. The last thing you want is for your teen to be stranded somewhere on the road with a broken down car. Reliability definitely matters.

Cars that are less than 10 years old usually have safety features like airbags and anti-lock brakes. They look relatively modern and feature more up to date technology than older cars. These slightly newer cars will be easier on the bank account and probably require less maintenance than cars that are older than 10 years.

Candidly Discuss Your Budget

The budget for a first car can be a tricky subject. Fully discuss whether or not and how much you expect your teen to contribute to the cost of the car, gas, insurance and maintenance. If your teen has a job and a steady income, they can likely contribute quite a bit to their driving expenses.

Financing is another important question to answer. Some cars that are suitable for teen drivers can be purchased outright. However, other teens opt for cars that require a loan. Your teen probably can’t get financing on their own which means that you will be co-signing with them. This is a great opportunity to teach your teen about responsible debt management. Talk about putting a 20% payment down on the vehicle purchase and the impact the interest rate will have on the total amount paid for the car. Experts advise not to finance a car over a period greater than 48 months, and this is an opportunity for you to help your teen begin to demystify money management.

Have a Mechanic Look at the Car Before Purchasing

Whether your teen is purchasing a new or used vehicle, it never hurts to have a trusted mechanic take a look at the car to make sure you’re not getting stuck with a lemon. A mechanic can give you great insight into how much it costs to maintain your car and if the car is in imminent need of repair. Have your teen present when the mechanic does the inspection. It can be a really eye opening experience for them to understand just how expensive it can be to maintain a car.

Look for Features that Will Help Keep Your Teen Safe

New automotive technology can in many ways keep teen drivers safer than ever before. Certain GPS systems provide valuable navigation assistance, but they may perform other functions as well. For instance, some technology tracks a car’s location and can inform parents if the car goes beyond certain boundaries or is driven at certain hours. This may seem a little overboard at first, but this technology will give you tremendous peace of mind when your teen is late getting home and you’re wondering where they are. You can help to keep your teen safe by ensuring that they are driving a reliable car.

 

Author Bio

Beck Harris Writes about moving with U-Pack, helping homeowners stay organized.

Photo credit: M.A.J Photography / Foter / CC BY-ND

This post may contain affiliate links or sponsored content. In most cases, products are provided to Moms Living Thrifty for review. All product reviews are written according to the writer's honest opinion, experience or beliefs. Your opinion may vary. To see more on our disclosure policy, please visit our Disclosure page

Car Seat Safety Tips for Baby

I don’t know about your family, but mine spends an awful lot of time in the car. We live in a small town surrounded by cornfields, 25 miles away from the nearest Walmart. If I want to get really fancy, like go to Target, we’re talking about driving at least an hour each way. That’s why it’s so important that every time I put my babies in the car, I’m doing it the safest way possible. Here are a few car safety tips to keep our little ones safe on the road:

Car seats must be rear-facing at least through 2 years old. I’ve been seeing some moms do this for a while, but now the American Academy of Pediatrics advises it. Earlier this year, the AAP changed their recommendation, which used to tell use to rear-face at least through age one, so most parents (me included) flipped their kids around on the way home from their first birthday party. When my older son was that age, I hadn’t really heard of rear-facing past age one. Experts say that rear-facing car seats provide better protection for the neck, back and spine in an accident. Sure, a child might break a leg during a crash in a rear-facing car seat, but that’s much better than a broken neck. Besides, leg injuries are actually rare for children facing the rear. It’s too late for my son, but my twins will definitely be riding backwards as long as they’ll fit that way.

In the winter, don’t dress your baby in bulky clothing for riding in the car seat. Thick, soft clothing can affect the function of the harness. Also, you might not get the harness tightened properly the next time baby rides without the bulk. It’s not likely to be cold in the car if you have heat, so dress your baby in thinner layers, and place a blanket over-top the harness if you want to provide extra warmth. My three-year-old still doesn’t know what it’s like to put his coat on to leave the house because we always just take it along with us.


Follow a few guidelines when choosing a car seat. There isn’t one “best” or “safest” car seat on the market. The best one for you is one that is the right size for your baby and car and is installed properly. Have your car seat checked by a certified child passenger safety (CPS) technician before bringing a new baby home from the hospital. You can find a CPS tech here. Our nearest tech is at our state police headquarters. Never buy a used car seat from someone unless you know its history, and pay close attention to a seat’s date of manufacture and possible recall.

This post may contain affiliate links or sponsored content. In most cases, products are provided to Moms Living Thrifty for review. All product reviews are written according to the writer's honest opinion, experience or beliefs. Your opinion may vary. To see more on our disclosure policy, please visit our Disclosure page

Teaching Your Teenager About the Dangers of Texting and Driving

Parents Today Have More to Worry About with Teenage Drivers

Throughout the next year, thousands of teenagers across the U.S. will be taking Driver’s Education courses in an effort to obtain their driver’s license. With the text message becoming a replacement for the once popular cell phone call, parents are realizing that there is a lot more to be worried about when their teen driver is on the road. Countless teens rack up thousands of text messages each and every month – thank goodness for unlimited text plans!  However, at these numbers, a parent has to wonder exactly how many of these texts will be sent or received while their teen is behind the wheel.

Texting Related Accidents Are on the Rise

If your child has a cell phone that is text capable, then you need to ensure that you educate them about the dangers of texting and driving. In 2009 alone, it was estimated that 28% of all vehicle accidents were caused by cell phone use, whether dialing a number, talking or texting. Before you say, “Well, that’s not really that many accidents,” let me give you some real figures.

In 1999, estimates show that about 1/3 of Americans possessed cell phones. During that year, fatal accidents resulting from distracted drivers was 11%. In 2008, estimates show that 91% of Americans possessed cell phones. Fatal accidents resulting from distracted drivers grew to  16% – please keep in mind that this does NOT include severe injuries, minor injuries or fender benders; only fatalities. Here’s another thing to keep in mind: In 2008, the estimated text volume per month was 110 million. The estimated text volume per month in the U.S. in 2010 was 152.7 billionagain, that’s PER MONTH. This makes it even more important to educate your teenagers to ensure not only that they are aware of the dangers of texting while they drive, but being vigilant enough to keep an eye out for other distracted drivers.

What You Can Do to Prevent Your Teen from Texting and Driving
Worried about your child texting and driving? You should be. Thousands of innocent lives are taken each year by this one preventable act, so education is a lot more important than you might realize. Here are some steps that you can take to encourage your child to recognize the importance of why you shouldn’t text and drive at the same time.
  • Videos – there are countless videos that you can show your teenager that are designed to get the message across:
  1. AT&T is sponsoring a campaign called “Txtng & Drivng…It Can Wait“. The film lasts 10 minutes and shows teens four true stories that discuss the real risks involved when reading or writing text messages while driving.
  2. This British Video is used as a Public Service Announcement to Inform of the Dangers of texting while driving.
  3. This video was made by a student, but still sends the same message: Texting While Driving: The Results of Your Actions. 
  4. Prince William County PSA message: Texting While Driving is Deadly! 
  5. South Dakota Department of Safety Video: Texting and Driving
  6. Countless more videos exist, including masses of news clips covering actual fatal accidents that have occurred due to texting and driving. A quick search using these keywords will help you find more to show your teenager: texting while driving videos, PSA announcements for texting and driving, videos about texting while driving
  • Discussions – discussing the implications of texting while driving with your teenager is probably one of the most important things that you can do to get your message across – but only if you go about it in a “no holds barred” manner and have examples to back up your warnings. In this manner, the internet can be one of your best friends because the information available on this subject is abundant online. Print out accident photos, discuss them and ask your child how they would feel if it were them.
  • Enforce the “No Texting While Driving” rule. Whether you take away your teenager’s cell phone, their driving privileges or allow only a set amount of texts and minutes each month,  you’ve got to show them that you mean business if they continue to text and drive. You can monitor their text messages by paying attention to your cell phone bill. If they are sending texts a few minutes after they leave home to go to school, a friend’s house, shopping or somewhere else, then you will know that those messages are being sent while your teen is behind the wheel. Lay down the law.
  • Talk to other parents. See what they are doing and get involved. If other parents in your area are interested, get together and sponsor a program to help educate teens on the dangers of cell phone use and texting while driving.
  • Above all, let your child know why you care so much. Don’t hide your feelings from them. Letting your child know that you couldn’t bear to lose them might just save their life.
You’re the Parent – Your Child Is Your Responsibility
That quarter long Driver’s Ed class is not going to continuously reinforce your child’s driving habits. That said, you must be vigilant as a parent and keep a close eye on your teen’s activities and actions. I’m not saying that you have to watch them like a hawk, but don’t let your child run the show.  As parents, we have a responsibility to our children to teach them the things that they need to know to grow up to be responsible adults. No matter what, don’t waver from that responsibility. Your child’s future depends on it.

Have you discussed texting while driving with your teen driver? What methods have you used to stress the importance of this preventable danger?

This post may contain affiliate links or sponsored content. In most cases, products are provided to Moms Living Thrifty for review. All product reviews are written according to the writer's honest opinion, experience or beliefs. Your opinion may vary. To see more on our disclosure policy, please visit our Disclosure page