7 Little Ways To Save Big (Over Time)

If you are like many others in the modern world, your budget could use some relief. However, it is often difficult to spot the ways in which small adjustments to one’s lifestyle can lead to big savings. Sometimes you need some friendly suggestions, like the ones in this article. Here are seven ways to save […]

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Holidays Make Us Forgetful – Easy Bill Pay Saves the Day

The Things We Forget During the Holidays… With the holidays upon us, it can be hard to remember everything that has to be done. Sure, some of us are wonderful at multitasking, but most of us aren’t. When we attempt this feat, it’s not uncommon for something important to fall by the wayside. For me, […]

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Attack Your Household Debt

If you’re dreading every phone call that your phone receives because of those nasty creditors, it’s time to start evaluating your finances and looking at ways to get yourself out of debt. What’s worse: skimping on things to eventually get free of those phone calls, or a poor credit rating that ends in bankruptcy with […]

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Personal Responsibility with Personal Finance: Acknowledge the Pitfalls and Fix Your Mistakes

There’s no personal finance without taking personal responsibility. You can say what you want about external factors but much of your financial situation is one brought on by yourself. Sure, there are those unexpected moments when you have to burn through savings (such as a major car incident) but the point of personal finance is […]

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Don’t Know How to Start Saving? Motivate Yourself With These Gift Goals

Although it’s important to be smart with money, it’s also important to treat yourself from time to time. But if you’re cash strapped, saving up for a fun gift may seem out of reach. Maybe you’ve always wanted to go on a fabulous cruise or purchase a large screen television. Because these are high-ticketed items, […]

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7 Easy Ways to Save Money on Credit Cards

Saving Money Requires More Than Coupons and Sales During financial troubles, many people rely on credit cards to make purchases. However, the interest rate on credit cards is high. Therefore, it could cost you a significant amount of money down the road. Here are the top 7 ways to save money on credit card interest, […]

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Simple Living for a Better Life

It only takes one episode of Hoarders to make me want to get rid of all the stuff in our house. Individuals on that show are obviously extreme examples of people with too many possessions, and perhaps throwing out all our stuff would be an extreme reaction. Nonetheless, I’m someone who believes in living simply. […]

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Budgeting with Envelopes

My husband grew up in a home where all the money budgeted for the month was withdrawn from the bank at the beginning of the month and then divided into envelopes that represented budgeted categories. My in-laws are some of the thriftiest folks around; I really look up to them. My grandparents use a similar […]

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Using Credit Cards Wisely

Credit cards can provide you with several benefits, including emergency funds, purchase protection, program rewards and a credit history to improve your credit score. However, without being careful, it can be easy to misuse credit cards. Improper credit card use can affect you financially, emotionally and physically. Among the financial dangers are overspending, too much […]

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How to Make a Family Budget

Like it or not, budgeting is something every family should do. Creating a budget is necessary if you want to make sure your money goes where you want it to go. A budget doesn’t have to be painful; it’s simply a plan. The first step in home budgeting is to look at how you are […]

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