Florida is usually one of the first states that people think about when they want to retire because it has so many benefits and opportunities for retirees. There are numerous communities built exclusively for the retired. This state is also incredibly diverse so that almost anybody can comfortably live here and experience the warm weather and amazing golf courses. If you are coming close to retirement, then you should definitely consider moving to Florida.
One of the most attractive elements of Florida is its consistent temperature. While winters are obviously colder than summers, you will find that the temperature is almost always warm or hot throughout the year. Cold temperatures are a hassle to deal with, especially if it makes your joints swell and hurt.
A consistent temperature also reduces the likelihood of illness because your immune system won’t be taxed by the cold. Everybody loves warm temperatures, and Florida is always warm and sunny.
Florida homes and condos range from surprisingly affordable to outrageously expensive, but it’s this diversity that attracts many people. If you are looking for sensible living arrangements so that you can easily subsist on your savings without getting a new job, then Florida has plenty of great places in your price range. If you are wealthy and you want to retire in the lap of luxury with a lavish condo, then there are also plenty of great places to look at.
“Florida is one of the few states that really caters to everyone’s needs”, says Steve Miller a frequent contributor for Assisted Living Today in FL a website dedicated to helping families find senior care. You should have no problems finding living arrangements that are perfect for your situation.
Do you like golf? Many retirees enjoy this popular sport because it is relaxing, easy to learn and fun. You will also get a chance to socialize with other people, which allows you to form lasting friendships and bonds. Florida is great for golfing because there are many golf communities. Many of these courses are installed near condo and apartment complexes so that you can walk to the course in a few minutes.
Another advantage is that there are a few courses that are built exclusively for seniors and retirees. This ensures that you will be around similar company.
Water and Boating
Do you like the water and boating? Florida has a thriving beach and boating community. There are even many neighborhoods and condo complexes built right on the water’s edge. This is a benefit that almost every retiree is sure to enjoy. There’s nothing like fishing or boating throughout the day and late at night. Some communities are so close to the water that there’s a pier in their backyard.
If you would love to retire near a beachfront or waterside community, then Florida is simply the best.
Perhaps one of the best things about Florida is its income tax rate. Unlike most other states, Florida doesn’t have income tax. You will owe absolutely nothing to the state whenever you earn income. If you want to save a lot of money, or if you just want to use the money on yourself without paying the state, then Florida is perfect. There are also no estate or inheritance taxes.
Though Florida is best known for its beaches and amusement parks, the truth is that there are many quaint and quiet areas that are perfect for retirement. For example, Dade City is an area with hills, oak trees and many antique shops. Many of these areas are known for friendly neighbors and a quiet atmosphere that is perfect for settling down in your golden years.
If you want to enjoy the full retirement benefits of any state, then you have to become a resident. This is usually a lengthy process that can take years. Florida is one of the few states with lax rules about residency. You can become a resident by just establishing a home and making a sworn statement.
There are many great places to retire, but Florida is definitely one of the best. The temperature is warm and consistent, there are many different activities for you to enjoy and there are no income taxes to worry about. If it’s time to retire, then you should seriously consider heading to Florida.
Image credit: Sebastian Fuss