7 Little Ways To Save Big (Over Time)

If you are like many others in the modern world, your budget could use some relief. However, it is often difficult to spot the ways in which small adjustments to one’s lifestyle can lead to big savings. Sometimes you need some friendly suggestions, like the ones in this article. Here are seven ways to save […]

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Personal Responsibility with Personal Finance: Acknowledge the Pitfalls and Fix Your Mistakes

There’s no personal finance without taking personal responsibility. You can say what you want about external factors but much of your financial situation is one brought on by yourself. Sure, there are those unexpected moments when you have to burn through savings (such as a major car incident) but the point of personal finance is […]

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7 Easy Ways to Save Money on Credit Cards

Saving Money Requires More Than Coupons and Sales During financial troubles, many people rely on credit cards to make purchases. However, the interest rate on credit cards is high. Therefore, it could cost you a significant amount of money down the road. Here are the top 7 ways to save money on credit card interest, […]

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How to Create a Money Saving Budget

Budgeting Can Help You Save Money When you hear the word budget, chances are you cringe just a little bit. Living within a budget is one of those things that is necessary for most people. The best way to think about it is not as a horrible chore or as depriving yourself of things that […]

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Budgeting with Envelopes

My husband grew up in a home where all the money budgeted for the month was withdrawn from the bank at the beginning of the month and then divided into envelopes that represented budgeted categories. My in-laws are some of the thriftiest folks around; I really look up to them. My grandparents use a similar […]

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How to Make a Family Budget

Like it or not, budgeting is something every family should do. Creating a budget is necessary if you want to make sure your money goes where you want it to go. A budget doesn’t have to be painful; it’s simply a plan. The first step in home budgeting is to look at how you are […]

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